Philippine lender MocaMoca hits 20 million users

The digital lending platform says it offers collateral free loans up to PHP50,000.

MocaMoca, a Philippine-based digital lending platform, has surpassed 20 million active users.

MocaMoca said that it was one of the top 10 most downloaded digital lending apps on Google Play in the Philippines.

The lender offers collateral-free loans of up to $814.33 (PHP50,000), with a digital application process that requires only one valid government ID. It has 24/7 automated approvals, MocaMoca said.

It can directly integrate with GCash, Maya, Coins.ph, and GrabPay, it said.

MocaMoca is operated by Copperstone Lending Inc., which is registered with the Securities and Exchange Commission.

(US$1 = PHP 61.40, as of 29 July 2026)