Lending & Credit

Australia big four banks hold majority of loans in mortgages

CBA and Westpac have the largest proportion of mortgages relative to their gross loans.

NBFIs see outlook stabilise as funding conditions normalise

Chinese NBFIs are expected to benefit from improved risk profiles and policy alignment.

PNB inks loan facility agreement with DCFC to boost SME lending

The facility will be used to grant working capital loans to SMEs.

Which structured finance market in APAC will fare best?

Fitch sees stable to improving asset performance in ANZ and Japan as China slips.

Malaysian banks see lending growth soften ahead of year end

Deposit growth improved whilst loan growth may be around 5% for 2025.

NAB offers loan relief, fee waivers to Aussie bushfire victims

Those directly impacted may also be eligible for credit card payment deferrals, amongst others.

Philippine bank lending up 10.3% in October

But loans to non-citizens saw a faster rate of decline during the month.

What makes Malaysia and India more creditor friendly than the Philippines?

The Philippines is ‘unpredictable’ in enforcement of laws and resolution time.

Thai banks brace for weaker 2026 earnings as rate cuts hit margins

Loan growth may pick-up but likely to stay in single digits, says Fitch.

Australia’s new mortgage caps unlikely to hit bank credit growth

The new limit may mitigate risks of significant increases in household debt.

APAC developing markets slated to see lower margins in 2026

Except for Japanese banks, which could see NIMs rise faster if monetary tightening is more aggressive than expected.

Mortgage competition between Aussie homeowners and investors heats up

First-time homeowners increasingly need to take on more debt to afford a house.

Which suburb in Australia leads in mortgage arrears?

Victoria and New South Wales are the only states represented in the highest-arrears list.