Lending & Credit
How quickly will Hong Kong banks recover from commercial property losses?
How quickly will Hong Kong banks recover from commercial property losses?
Most problem property loans have already surfaced, but risks remain.
Banks can turn climate compliance into a competitive edge: McKinsey
Many banks are still unable to trace and measure their financed emissions.
Malaysia bank loans up 5.7% in May on record business loan growth
Utility loans grew 38.1%, whilst household loans sustained its 5.5% growth rate.
Indonesian banks' strong profits hide widening lending gap
There is also a gulf in banks’ high loan growth and low interest income growth.
Philippine banks brace for more bad loans and less profit
Fitch also flagged the rapid expansion in unsecured credit card receivables.
Filipino borrowers halve since 2021 as debt aversion grows
Formal credit overtakes informal lending as seven in 10 Filipinos call loans a bad idea.
Singapore’s Ant International takes embedded finance arm Bettr to Brazil
The QI Tech deal expands SME lending and BNPL in Brazil.
Taiwan SME loans rise $2.27b in April with bad debt ratio improving
Average NPL ratio was 0.20% and lower than in March.
BSP raises salary loan repayment cap to seven years
The seven years is the maximum tenor and not a fixed loan term.
Gold loan rules to hit Sri Lanka’s finance firms harder than banks
New rules order both to adopt similar risk weightings.
Korean household loan growth triples on Seoul mortgage demand
There was an increase in housing transactions in Seoul.
Aussie mortgage holders spending less as higher rates bite: CommBank
They bucked the trend of Australian households spending more in May.
SME Bank nets $9.9m from zakat entrepreneur programme
The Malaysian lender said that its programme services nearly 1,000 entrepreneurs.
APAC NBFI refinancing needs rise to $758b but risks stay contained
Most NBFIs should have adequate refinancing access and funding conditions, Fitch said.
Thai cash handout to lift finance company debt collection and asset quality
The campaign will boost mid and low-income earners and alleviate their cost of living.
Investment banks handle $61.2b Asia-Pacific share sale boom
China raised $37.8b and accounted for 61.7% of regional proceeds.
Credilab gets Malaysia nod for online lending
It targets to approve and disburse loans in as fast as five minutes.
Commentary
Are Asia’s digital banks prepared for the stablecoin era?
Why APAC is building home-currency stablecoins
Why Southeast Asian wealth managers must design the business before buying the technology
Why trust in Asian banking increasingly gets built off the record
Hong Kong cleared stablecoins for take-off. Getting them to work across Asia is the hard part
The financing challenge behind Asia’s wealth transfer
Banks need to rethink identity governance for AI agents
From stablecoins to sovereignty: The rise of trust-based digital dollar systems
Indonesia’s banks need faster fraud decisions as digital payments grow