Cards & Payments
ISO 20022 and agentic AI to drive payment unification in 2026
ISO 20022 and agentic AI to drive payment unification in 2026
But financial institutions (FIs) and tech providers must integrate new real-time systems with legacy rails.
1 day ago
4 in 10 APAC firms prefer instant payments for cross border transfers
72% of instant payment use is currently tied to standard customer purchases.
1 day ago
Interoperability vital as 24/7 push hits 'fragmented' Philippine payments
Fragmented ecosystems and limited wallet acceptance will cause abandoned transactions.
2 days ago
Weixin Mini Programs' transaction value up 65% in LNY 2026
Transactions of Chinese tourists visiting Italy and Malaysia more than doubled.
2 days ago
Digital wallets, agentic AI to speed up payments
The focus is on agentic systems that can act on behalf of users.
3 days ago
How will agentic AI change online payments?
It’s unclear who’s liable if it over‑orders or pays the wrong merchant.
4 days ago
Alipay’s AI Pay surpasses 100 million users
Consumers pay via voice command, eliminating the need to switch between pages.
4 days ago
Filipinos outside capital favour loan apps and microloans over credit cards
The majority expressed willingness to access educational materials to improve their finances.
E-wallet use jumps to 65% amongst Malaysia’s 25- to 34-year-olds
Older users logged a 14% rise year on year but still trail younger groups on this method.
Taiwan revolving credit rises to $3.78b in Dec 2025
Monthly retail sales surged to NT$453.7b, from $396.7b a month earlier.
How digital payments are forcing QSRs to rebuild checkout and staffing
They're redesigning counters and drive-thrus for QR codes and e-wallets.
BNPL drives embedded finance as 51% report 25% revenue lift
40% said average order value rose 25% or more in the same survey
Alipay’s agentic-powered AI Pay exceeds 120 million transactions
AI Pay is being used by Luckin Coffee and Rokid, amongst others.
Japan’s PayPay files for Nasdaq IPO
A public offering of the American depositary shares is also planned.
OCBC enables Weixin Pay QR payments via bank app
Customers will see rates in real-time before making a transaction.
Singapore card payments hit $119.6b in 2025 on SME push and contactless cards
Credit and charge cards made up two-thirds of the value.
Malaysia payments flip non-cash as e-wallet usage jumps 14%
Online bank transfers also gained whilst debit and credit cards ranked last amongst users.
Commentary
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