Lending & Credit
Citi forms AI Infrastructure Banking team to tap $3t financing opportunity
Citi forms AI Infrastructure Banking team to tap $3t financing opportunity
The team aims to provide debt financing to fund data centres and other infra capacity.
Vietnam banks to weather risks with 16% credit growth target 'reasonable'
Actual loan growth may exceed previous years even as it does not hit the official target.
SME loan 4.1% slump weighs on Thai bank earnings
Overall credit outstanding fell 1.1% year on year across licensed banks and subsidiaries.
Filipinos outside capital favour loan apps and microloans over credit cards
The majority expressed willingness to access educational materials to improve their finances.
Krungsri names Chayathip Phanmanee as head of Krungsri Auto Group
Phanmanee implemented debt restructuring policies during the COVID-19 period.
Indian banks’ deposits and loans log double digit growth on sustained demand
Banks continued to see demand for auto loans and MSME loans.
South Korea lending rate to fall to 3.16% by 2028
Borrowing costs will extend their downward trend after a 21% drop in 2023.
Philippine cash remittances hit record $3.52b in December
Full-year inflows and personal remittances both hit an all-time high.
CBA credit losses seen steady as debt risks linger: S&P
The bank is vulnerable to housing-related risks.
How India’s 53% credit-to-GDP ratio exposes a lending gap
Formal borrowing is expanding but still trails the scale of domestic economic activity.
Why Asia's banks are rebuilding their credit infrastructure in 2026
Customers now expect visibility alongside instant credit experiences.
How can Indian lenders balance loan growth and risk?
Reforms could help improve efficiency, especially of state banks.
Taiwan SME loans jump $17.38b in 2025 as banks hit 120% target
SME loans made up 64.81% of total loans extended to all enterprises.
Big borrower default could wipe out a year of SEA bank earnings: S&P
Brunei, the Philippines, and Thailand are the most exposed to loan concertation risk.
Indian bank credit jumps 14.4% in December as gold loans double
Power segment and ports drive infrastructure credit growth.
Westpac hikes home loan rates as it flags budget pressure
Westpac's consumer chief executive recognized that the increase may add pressure to households.
Norinchukin fortifies JA Mitsui Leasing after $968m fraud allowance
Norinchukin is in talks with SMBC and other major banks to provide loans to JAML.
Commentary
Are Asia’s digital banks prepared for the stablecoin era?
Why APAC is building home-currency stablecoins
Why Southeast Asian wealth managers must design the business before buying the technology
Why trust in Asian banking increasingly gets built off the record
Hong Kong cleared stablecoins for take-off. Getting them to work across Asia is the hard part
The financing challenge behind Asia’s wealth transfer
Banks need to rethink identity governance for AI agents
From stablecoins to sovereignty: The rise of trust-based digital dollar systems
Indonesia’s banks need faster fraud decisions as digital payments grow