Lending & Credit
Indian banks hit decade-high returns but profit set to soften
Indian banks hit decade-high returns but profit set to soften
Some of the more recent reforms are untested through a down-cycle, said Fitch.
Taiwan banks add $6.69b loans in November as bad debts tick up
The average NPL ratio is 0.16% with bad loans rising by $0.06b.
Indonesian banks’ credit costs may stay high in 2026 on weather risk
Major banks should still be able to deliver positive earnings growth of 1%-7%.
Australia’s big four banks loan deferrals, waive fees for bushfire victims
NAB is providing A$1,000 grants and additional financial relief, for example.
MUFG invests $4.3b in India’s Shriram Finance
MUFG is subscribing to a preferential allotment of 20% equity shares in the NBFC.
India credit card spending grows 11.5% in November on e-commerce
The number of outstanding credit cards rose to 11.5 crore in November 2025, up from 10.7 crore a year earlier.
Philippine FCDU loans fall 3.9% in September 2025
This is despite the 5.7% growth in deposits in foreign currencies, the central bank said.
Indonesia’s big four banks to hit 9.3% loan growth in 2026
Wholesale loans and microloans will growth during the year.
Australia big four banks hold majority of loans in mortgages
CBA and Westpac have the largest proportion of mortgages relative to their gross loans.
NBFIs see outlook stabilise as funding conditions normalise
Chinese NBFIs are expected to benefit from improved risk profiles and policy alignment.
PNB inks loan facility agreement with DCFC to boost SME lending
The facility will be used to grant working capital loans to SMEs.
Which structured finance market in APAC will fare best?
Fitch sees stable to improving asset performance in ANZ and Japan as China slips.
Malaysian banks see lending growth soften ahead of year end
Deposit growth improved whilst loan growth may be around 5% for 2025.
NAB offers loan relief, fee waivers to Aussie bushfire victims
Those directly impacted may also be eligible for credit card payment deferrals, amongst others.
Philippine bank lending up 10.3% in October
But loans to non-citizens saw a faster rate of decline during the month.
What makes Malaysia and India more creditor friendly than the Philippines?
The Philippines is ‘unpredictable’ in enforcement of laws and resolution time.
Taiwanese banks’ profitability to weaken in 2026 as loans and wealth sales slow
Wealth management sales may moderate.
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