Lending & Credit
China shifts bank lending as Beijing cuts direct steering
China shifts bank lending as Beijing cuts direct steering
It has shifted to a market-based approach, from reliance on window guidance.
How India digital lending targets $720b by 2030
India held about 82% of Android mobile loan apps worldwide.
Thai finance firms’ profit up 9% to $190.7m on more loans
Sawad and Tidlor saw credit costs rise in Q4.
Thailand finance sector shrugs off oil shock: UOBKH
Whilst US oil prices rose to $86.4 by 10 March, Thai oil prices only inched up 1.6%.
Business loans growth slows to 8.2% as nonresident credit falls
Philippines loans decelerate amidst 10.4% nonresident decline.
Mortgage loan growth moderates as APAC policies tighten
Eligible cover assets rose in Australia, New Zealand, Singapore, and Korea.
India deposits grow 9.75% as credit demand accelerates
Non food-industry borrowing reached $21b, reflecting stronger corporate financing needs.
NAB says 3 in 4 home loan customers use offset accounts
Keeping money in an offset can cut around $74,000 in interest, the bank noted.
Emerging market banks’ loan growth hit 12% in H1 2025
Emerging market banks’ loan growth hit 12% in H1 2025
Yoonmee Jeong drives OCBC’s green finance push in Asia
The wager is that transition finance will expand even if the alliances around it do not.
Citi and DEG provides $76m loan to Shriram Finance for underserved lending
It will be used for MSMEs, EVs, food security, and women lending.
Hong Kong mortgage accounts up 3.6% in Q4 as lower rates trigger demand
Improved affordability might drive new mortgages or refinancing activity.
Malaysia's corporate lending slumps to 3.8% as 24-month credit gains unwind
Total credit, including bonds, still accelerated to 5.5% year on year by the end of January 2026.
India amends ECB loan rules
It expanded the list of recognised lenders and simplified requirements for eligibility.
Malaysia industry loan growth slows to 4.7% in January
Lending for commercial complexes shrunk for the 14th straight month.
Malaysian bank lending rises 5% on more business loans
Business loans rose 4% whilst household loans grew 5.6%.
Westpac rolls out Book a Banker tool for home loan appointments
It will be expanded to St.George, BankSA, and Bank of Melbourne in the coming months.
Commentary
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Why APAC is building home-currency stablecoins
Why Southeast Asian wealth managers must design the business before buying the technology
Why trust in Asian banking increasingly gets built off the record
Hong Kong cleared stablecoins for take-off. Getting them to work across Asia is the hard part
The financing challenge behind Asia’s wealth transfer
Banks need to rethink identity governance for AI agents
From stablecoins to sovereignty: The rise of trust-based digital dollar systems
Indonesia’s banks need faster fraud decisions as digital payments grow