Lending & Credit
Hong Kong banks near end of CRE pain but credit costs linger
Hong Kong banks near end of CRE pain but credit costs linger
A buoyant IPO market in Hong Kong is offering some relief, a market expert said.
IFC puts $100m into UnionBank to fund MSMEs and green projects
UnionBank plans to grow and diversify its sustainability assets.
NAB says Islamic home loans open to all faiths
It is available to people of all religions, according to an article by AAP FactCheck.
Krungsri rolls out loan for SMEs' larger investments
They can get up to $4.47m with a special interest rate of 3.5% for the first two years.
Think tank urges Japan to ditch market neutrality to fight greenwashing
Japan’s central bank should establish a green collateral framework and revise its green investment directions, it said.
Japan's record bank profits mask a rise in bad loans and capital pressure
The megabanks have raised their provisions amidst the Middle East conflict.
SeABank secures $50m OPEC Fund loan for MSMEs and climate financing
The bank will also use the funding for investments in energy efficiency, it said.
India's NBFCs shed two years of stress and enter earnings uptrend
An impending influx of foreign deposits will also benefit the NBFCs.
Atome Philippines secures $81.1m loan from AUB to expand PayLater card
Customers use the card for groceries, food, household items, and bills, the company said.
South Korean SME lending slumps as bad loan write-offs slash June growth
Bank lending to large corporations rose slower in June, central bank data showed.
Mortgage demand lifts Korea’s household loans by $5.05b in June
Unsecured loans rose, whilst leasehold deposit loans declined.
Energy costs and rate hikes to squeeze Asia loan growth
Indonesia, Pakistan, the Philippines, and Sri Lanka have raised their interest rates since February.
Thai finance sector profits rise 9% in Q2 ahead of H2 loan expansion
The firms benefited from the cash handout scheme and mild ME conflict impact.
Which Aussie banks are home loan customers most satisfied with?
Customers cited competitive rates and having multiple offset accounts as reasons for their satisfaction with the lenders.
How alternative data lending is reaching Southeast Asia's unscored MSMEs
The challenge in micro-lending is that small business data does not fit into standard banking templates.
APAC syndicated loans hit 13-year low as firms seek cheaper funding
SEA lending activity slowed considerably, LSEG said.
AhaPay and DirectD to offer BNPL to Malaysian tech shoppers
Malaysia has about 7.5 million active BNPL users, according to official data.
Commentary
Are Asia’s digital banks prepared for the stablecoin era?
Why APAC is building home-currency stablecoins
Why Southeast Asian wealth managers must design the business before buying the technology
Why trust in Asian banking increasingly gets built off the record
Hong Kong cleared stablecoins for take-off. Getting them to work across Asia is the hard part
The financing challenge behind Asia’s wealth transfer
Banks need to rethink identity governance for AI agents
From stablecoins to sovereignty: The rise of trust-based digital dollar systems
Indonesia’s banks need faster fraud decisions as digital payments grow