Lending & Credit

China regional banks split on loan quality as property exits accelerate

One third of regional banks have creditworthiness in line with sector averages.

Taiwan card spending jumps 88% as credit balances rise

June retail sales hit $24.82b whilst overdue credit improved to 0.16%

Indonesia's finance firms face rising borrowing costs in 2027

Strong new car and EV sales will help support industry growth.

Filipino borrowers abandon credit plans as costs bite

60% considered financing but did not proceed up from 57% a year earlier.

TISCO Q3 profit seen rising 3% on credit cost relief: UOBKH

The investment bank’s loan portfolio is expected to log a growth in Q3.

Hong Kongers still value credit but fewer say it is very important

The younger generation continues to rely on credit for financial mobility, TransUnion said.

RHB Bank rolls out Makeover Flexi Loan in Malaysia

Financing tenure is up to 35 years or until the borrower reaches the age of 70.

Indian consumers report debt stress despite 90% optimism

Over a quarter struggle to keep up with some credit repayments.

Thailand seen tightening BNPL oversight with age and credit caps

The central bank will use data analytics and AI to monitor the sector’s practices.

Indian consumers trust AI to compare and apply for loans

About 85% said they would feel more comfortable using an LLM provided to a financial provider they already trust.

Taiwan bank bad loans rise in July but asset quality ‘manageable’: FSC

The average NPL ratio is the same as in June and lower than a year earlier.

Philippine alternative lending market value to hit $2.34b in 2029

The market reported a CAGR of 14.1% between 2020 to 2025.

Indonesian bank loans accelerate in July but set to ease in Q4

Tighter liquidity conditions and a high base effect from Agrinas should temper growth.

Singapore loan growth hits fastest pace since 2014 as credit cycle matures

Corporate loans grew 13.4% whilst consumer loans grew 10.4%.

Business loan growth lifts Philippine bank lending in July

Loans for business activities expanded faster than a month earlier.