Bank of Baroda unveils new mobile banking app with voice-enabled payments

The app has voice-enabled navigation, it said.

India’s Bank of Baroda has launched its new mobile banking application, bob World 2.0.

The new app is powered by artificial intelligence (AI), with voice-enabled payments and navigation, the bank said in an announcement on 12 September 2026.

It features a personal financial management module, as well as promises enhanced hyper-personalisation and persona-based customer experience for individual needs of senior citizens, women, non-resident Indians, and millenials, the bank said.

Bank of Baroda said that the app has a multi-layered security framework with real-time protection.

“With bob World 2.0, we have reimagined mobile banking around our customers’ needs, combining financial wellness tools, voice-enabled AI-driven engagement and personalised customer experiences on a single platform,” said Debadatta Chand, managing director and CEO, Bank of Baroda.

The app was demonstrated to Shri Sanjay Lohiya, secretary, Department of Financial Services of India’s Ministry of Finance on 11 September 2026.

Bank of Baroda is 63.97% owned by the government of India, with over 180 million customers across 15 countries.