Postal Savings Bank of China
The Postal Savings Bank of China, or PSCB, is a Beijing-headquartered state commercial bank. The bank has approximately 40,000 outlets and services covering over 600 million personal customers as of 2022, and focuses on providing financial services to Sannong customers, urban and rural residents and small and medium enterprises (SMEs).
Chinese state banks’ enhanced policy roles increases support prospects
Chinese state banks’ enhanced policy roles increases support prospects
Banks are expected to log moderate credit growth and no increase in risk appetite.
PSBC’s capital boost strengthens funding for rural and SME financing
Low capital has constrained PSBC’s growth in its niche area of rural and inclusive finance.
Postal Savings Bank of China faces ROAA decline but sustains strong fee income
Adequate provisions to buoy resilient asset quality.
Asia’s Top 20 banks by revenue bounce back in 2021
But the recovery may not be sustained in 2022 as constraints pile up.
China deems 19 banks 'too big to fail'
These banks face new capital and regulatory requirements.
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