Contributors

Ben Elliott

Ben Elliott is Managing Director, Asia Pacific Decision Analytics at Experian.

Ben Nolan

Benjamin Man

Benny Christophorus

Benny Christophorus is Country Manager for Indonesia at BPC, where he leads strategy and execution to scale the company's banking and payments footprint across the Indonesian market. 

With over 20 years of experience in the Indonesian banking and payments ecosystem, he has delivered national-scale payment systems for major financial institutions, including Bank Negara Indonesia. 

Before joining BPC in 2021, Benny held senior IT and delivery leadership roles at Abhimata Persada and Sigma Cipta Caraka, where he built expertise in payment infrastructure, platform modernisation, and operational resilience. He works closely with banks, regulators and ecosystem partners to ensure payment systems remain secure, scalable, and commercially sustainable.

Benoit Gabelle, Kari Pahlman, Kimberley Webb

Kari Pahlman is a Partner, Asia Pacific Leader on Global Transfer Pricing Services at KPMG China. 

Kimberley Webb is a Transfer Pricing Manager at KPMG.

Benoît Gabelle is currently the Manager - ITS - Transfer Pricing at Ernst & Young Société d'Avocats. Formerly, he was a Manager, Global Transfer Pricing Services at KPMG.

Bernhard Kotanko

Bernhard Kotanko is a Senior Partner at McKinsey & Company, based in Hong Kong. He leads their insurance work in Asia, serving financial services companies across Asia-Pacific, mainly in Greater China, Singapore, India, Australia, Indonesia, Japan, and Korea. 

Over the past 18 years, Bernhard has been advising insurance clients globally across the full spectrum of strategy, operations, capital, and risk management. He is the co-author of various articles on the broader life insurance agenda, product innovation, customer experience, and distribution, as well as a regular speaker at insurance industry and company conferences.

Prior to joining McKinsey, Bernhard was a Partner at Oliver Wyman where he led the EMEA Insurance Practice and then the Asia-Pacific Region. He graduated from Harvard Business School and the Vienna School of Business Administration. 

Bernhard Kotanko, Vishal Kaushik, and Joydeep Sengupta

Bernhard Kotanko is a Senior Partner in McKinsey & Company’s Hong Kong office, Joydeep Sengupta is a Senior Partner in McKinsey & Company’s Singapore office, and Vishal Kaushik is an Associate Partner in McKinsey & Company’s Singapore office.

Bernhard leads McKinsey's insurance work in Asia, serving financial services companies across Asia–Pacific, mainly in Greater China, Singapore, India, Australia, Indonesia, Japan, and Korea.

Joydeep focuses on helping leading institutions around the world transform the performance and health of their businesses. He has deep expertise in architecting and leading multiyear business transformations with a large variety of institutions across Asia and Europe.

Vishal has over 17 years of deep expertise in the affluent banking and wealth and asset management industry.

Betty Wilkinson

Betty Wilkinson is Director for Public Management, Financial Sector, and Trade Division, Central and West Asia Department at Asian Development Bank. She has over 30 years of professional field experience in the financial sector development and public management.

Bharath Vellore

Bharath Vellore is the general manager, APAC, for Provenir.

Bhavna Monga