Contributors

Dick Harryvan

Dick Harryvan is the former CEO of ING Direct and Co-Chairman of the International Academy of Retail Banking (IARB).

Diptiman Chakraborty

Diptiman Chakraborty is Manager at the National Payments Corporation of India.

Diptiman Chakraborty and Romadeep Chakraborty

Diptiman Chakraborty is Manager at the National Payments Corporation of India.

Romadeep Chakraborty is Assistant Manager in National Securities Depositories of India. 

Diva Ding

Divyesh Vithlani and Andrew Woolf

Divyesh Vithlani is managing director, Financial Services at Accenture ASEAN, whilst Andrew Woolf is managing director and Accenture's Global Talent & Organization practice lead for financial services.

Doug Zone

Doug Zone is chief technology officer at MetraTech Corp., an innovative billing, charging, settlement and customer care provider. He has played a major role in developing, designing and implementing major enterprise solutions for telecommunications companies, beginning with one of the first product-based billing solutions in Europe with British Telecom in 1993. 

Dr Don Stammer

Dr Don Stammer is the Director at ING in Australia.

Dr. Andrew Dahdal

Dr. Andrew Dahdal is an assistant professor in the College of Law, Qatar University. He is also the section head, Law and Policy (Economic Diversification) in the Centre for Law and Development, an industry funded think-tank hosted by Qatar University. Andrew completed his PhD at the University of New South Wales in 2014 examining the history of banking in Australia and its interaction with the Australian Constitution.

Dr. Effie Xin

Dr. Mohd Faizuddin Muhammad Zuki, Muhammad Arif Fadilah Ishak, and Muhammad Hafiz Hassan

Mohd Faizuddin Muhammad Zuki (PhD) is a senior lecturer at the Islamic Business School of Universiti Utara Malaysia. He holds a PhD and master’s degree in Islamic finance & Banking from Universiti Utara Malaysia and a bachelor’s degree in Shariah (Fiqh & Usul Fiqh) from Al al-Bayt University Jordan.

His expertise includes Shariah, Islamic Finance, Takaful, Islamic Social Finance, and Islamic Microfinance. He can be reached via email at m.faizuddin@uum.edu.my.

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Muhammad Arif Fadilah Ishak is a lecturer in the Faculty of Quranic Science, UCYP University. He holds a Master’s and Bachelor’s (Hons) degree in Islamic Finance & Banking from Universiti Utara Malaysia.

His expertise lies in Finance, Islamic Finance and Islamic Investment, with a strong commitment to advancing knowledge and practice in these areas. He can be reached via email at ariffadilah@ucyp.edu.my.  

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Muhammad Hafiz Bin Hassan is a lecturer in the Department of Muamalat Administration, Faculty of Muamalat & Islamic Finance, Universiti Islam Antarabangsa Tuanku Syed Sirajuddin (UNISIRAJ). He holds a master’s degree in Islamic Economics from Universiti Kebangsaan Malaysia (UKM) and a bachelor’s degree in Muamalat Management from Universiti Malaya (UM).

His expertise includes Muamalat, Islamic Finance, Takaful and Islamic Social Finance. He can be reached via email at muhammadhafiz@unisiraj.edu.my