Contributors
Desmond Teo & Mercy Joseph
Desmond Teo is a partner with EY’s Financial Services Tax practice in Singapore. Desmond focuses mainly on international corporate tax advisory engagements with a specialisation in the financial services arena. Mercy Joseph is Manager of Financial Services Tax at EY in Singapore and has about 7 years of experience in international tax.
Dick Harryvan
Dick Harryvan is the former CEO of ING Direct and Co-Chairman of the International Academy of Retail Banking (IARB).
Diptiman Chakraborty
Diptiman Chakraborty is Manager at the National Payments Corporation of India.
Diptiman Chakraborty and Romadeep Chakraborty
Diptiman Chakraborty is Manager at the National Payments Corporation of India.
Romadeep Chakraborty is Assistant Manager in National Securities Depositories of India.
Divyesh Vithlani and Andrew Woolf
Divyesh Vithlani is managing director, Financial Services at Accenture ASEAN, whilst Andrew Woolf is managing director and Accenture's Global Talent & Organization practice lead for financial services.
Doug Zone
Doug Zone is chief technology officer at MetraTech Corp., an innovative billing, charging, settlement and customer care provider. He has played a major role in developing, designing and implementing major enterprise solutions for telecommunications companies, beginning with one of the first product-based billing solutions in Europe with British Telecom in 1993.
Dr Don Stammer
Dr Don Stammer is the Director at ING in Australia.
Dr. Andrew Dahdal
Dr. Andrew Dahdal is an assistant professor in the College of Law, Qatar University. He is also the section head, Law and Policy (Economic Diversification) in the Centre for Law and Development, an industry funded think-tank hosted by Qatar University. Andrew completed his PhD at the University of New South Wales in 2014 examining the history of banking in Australia and its interaction with the Australian Constitution.
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
Why Asia's banks are rebuilding their credit infrastructure in 2026
Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution
Human Sparsity Blockchain: A citizen-validated ledger for digital finance supervision
Will stablecoins disrupt the banking business?
Digital transformation starts with leadership