Contributors

Michel Lowy

Michel Lowy is Co-founder, CEO, and Co-Global Portfolio Manager of SC Lowy, a Hong Kong–based specialist asset manager focused on non-investment grade credit. 

Born in Belgium, he began his career in Asian distressed investing after the 1997 financial crisis, working at Cargill before joining Deutsche Bank. 

In 1999, he founded and led Deutsche Bank’s Asia-Pacific distressed products group, spending a decade building its regional platform. In 2009, he co-founded SC Lowy with Soo Cheon Lee. Originally a boutique investment bank, the firm has evolved into a global asset manager overseeing more than $1.6b in assets.

Michele Fung

Michele is Head of APAC at Unlimit, where she leads the company’s regional expansion strategy. Leveraging an extensive global network, she identifies high-potential markets, provides deep insight into local and competitive landscapes, and builds strategic partnerships with local and international stakeholders to accelerate growth and strengthen market credibility.

She brings more than a decade of experience in global market entry and partnership development. Prior to joining Unlimit, Ms Fung held senior leadership roles at leading firms, including Lianlian Global, where she drove client acquisition and retention and delivered tailored solutions to meet diverse market needs.

A trusted brand ambassador, Ms Fung has represented organisations at international conferences, trade shows, and industry events, significantly enhancing their global visibility and reputation. Her ability to build trust-based relationships and navigate complex market dynamics has consistently contributed to sustained business success.

Michelle Chow

Michelle Katics

Michelle Katics is a retail banking risk executive with internationally tested leadership and management skills. More recently, Ms. Katics has focused on sharing risk management and regulatory best practices with executives across the region through training and coaching. In 2010, Ms. Katics founded BankersLab™ , a company which is providing simulation-gaming based risk management training for retail bank executives.

Mike Huang

Mike Lee

Mike Lee is CEO of the ATM Industry Association.

Mikhail Shipilov

Minh Ha Truong

Minh Ha Truong, a payments industry veteran, is the Head of Growth, APAC at Paymentology. She drives forward advanced payment products, utilising cloud-first technology and delivering market-leading experiences to consumers and businesses.  

Minh Ha advises central banks and payment schemes on local payments technology and policy alongside her role at Paymentology.

Minh-Ha Truong

Minh-Ha Truong, an industry veteran (ex-Visa, BPC), is the Head of Growth, APAC at Paymentology. She addvises central banks/payment schemes on local payments technology and policy alongside her role at Paymentology.

Mini Gupta