In Focus
Banks’ AI adoption to shape cost and revenue advantage
Banks’ AI adoption to shape cost and revenue advantage
An AI-gap may emerge amongst global banks depending on their adoption journeys, says S&P.
Malaysian banks’ sector earnings on track for growth in 2025
Loan growth was stable in September, although household loan growth was slightly slower.
1 in 2 APAC consumers name financial wellness as top priority: survey
APAC Gen Zs rate financial wellness higher than other age groups.
Philippine banks to maintain lending standards in Q4 2025
1 in 10 banks will tighten lending standards for business and household loans.
Thai banks’ focus on asset quality and ‘clean’ loan books in 2026
The banks are expected to report a loan contraction in 2025 compared to last year.
Here's how UOB plans to grow its wealth and wholesale units
For its wholesale banking business, UOB is touting its financing of supply chains as key for growth.
Singapore banks face softer earnings as NIMs stay under pressure
DBS also noted growing focus on Singapore banks’ Hong Kong exposures.
China’s banks expand lending but struggle with weakening demand
UOB Kay Hian said banks remain cautious in extending long-term credit.
Banks see sharp drop in cheque use ahead of 2027 phaseout
More people are using e-payment solutions such as PayNow and FAST.
Indonesia’s cooperative credit scheme could pose risks as it scales
Cooperatives carry high credit risk due to weak governance, said UOB Kay Hian.
Philippine credit confidence stalls amidst fraud worries
Borrowers view credit cards and personal loans as risky.
Chinese banks lift bond holdings amidst weak credit demand
Total bond investments hit a 13.5% growth rate for 2021-2025.
Thailand’s finance sector’s credit costs to rise in Q3 on cautious provisioning
Credit costs are expected to decline in Q4 thanks to stimulus packages.
Why Indian banks are seen to absorb loan losses
S&P also said earnings are likely to moderate but remain above long-term averages.
Subdued car sales in Indonesia dampen NBFIs’ earnings growth
Four-wheel vehicle sales are unlikely to rise above 900,000 units in 2026.
APAC investment banking fees up 4% to $18.6b in 9M 2025
ECM underwriting fees hit its highest nine-month period in 2 years.
Vietnam’s small banks more at risk from weak loan portfolios
Top banks are more resilient to nonperforming assets, S&P said.
Commentary
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