In Focus
Middle East conflict weigh on Indian banks’ margins and profits
Middle East conflict weigh on Indian banks’ margins and profits
Sector margins could decline to below FY2027 forecasts.
Singapore banks and insurers expect slower profits in 2026
Finance confidence slipped to 54.3 in Q4 2025, whilst the wider economy rose to 52.1
New Zealand cards likely to hit 1.8% growth in 2026 as fee caps spur use
Rewards, discounts, and flexible payment schemes.
Commercial banks seize 45% of Thailand’s total financial assets
Depository corporations like savings cooperatives trail far behind with 6.8% share.
How can Vietnam lenders manage liquidity stress?
The loan-deposit growth gap pushes banks toward risky wholesale funding.
Chinese banks report weak profit amidst mixed margin trends
Gross loan growth was in the single digits, same as fee income.
Philippines cash holds 42% of POS payments despite e-wallet rise
GCash reached nearly 3 in 4 consumers and linked 94 million users to 6 million merchants.
What will drive South Korea’s digital banking to rise 9.7% through 2030?
Usage climbed 25% over the past year as faster tools gained traction.
Japanese banks bet billions on Indian finance, tech growth
GFTN is working with both sides on talent, technology, and market access.
Singapore banks attract inflows as investors exit riskier Gulf markets
Wealth and deposit inflows from risk-averse investors may cushion weaker net interest income.
Digital wallets capture 77% of APAC e-commerce payments
Mobile checkout tools made up 63% of in-store spending across the region.
Hong Kong digital wallets overtake cards in e-commerce payments
Digital wallets accounted for 41% of all e-commerce transactions.
Malaysia credit to private non-financial firms rises 5.5% in January
The digital lending solutions market to reach a value of $4.2b by the end of 2025.
Australia's Big Four banks face stage 3 loan risks as rates rise
Intense competition and rising costs are expected to reduce margins.
Vietnam fintech posts 17.8% CAGR through 2034
Internet access reached 79% of the population in 2023, boosting digital payment demand.
ZA Bank’s Sidney Siu champions compliance by design
Governance isn’t a blocker, it’s a leadership tool.
APAC banks face 'tail risk' as climate data gaps undermine risk modeling
Banks must adopt simulation-based modeling to quantify the full spectrum of potential losses.
Commentary
The financing challenge behind Asia’s wealth transfer
Banks need to rethink identity governance for AI agents
From stablecoins to sovereignty: The rise of trust-based digital dollar systems
Indonesia’s banks need faster fraud decisions as digital payments grow
China’s leasing giants are growing up — and Asia’s banks can’t look away
Adapting to change with confidence
Asia plays part in $129t global credit market pool