Bernhard Kotanko, Vishal Kaushik, and Joydeep Sengupta

Bernhard Kotanko is a Senior Partner in McKinsey & Company’s Hong Kong office, Joydeep Sengupta is a Senior Partner in McKinsey & Company’s Singapore office, and Vishal Kaushik is an Associate Partner in McKinsey & Company’s Singapore office.

Bernhard leads McKinsey's insurance work in Asia, serving financial services companies across Asia–Pacific, mainly in Greater China, Singapore, India, Australia, Indonesia, Japan, and Korea.

Joydeep focuses on helping leading institutions around the world transform the performance and health of their businesses. He has deep expertise in architecting and leading multiyear business transformations with a large variety of institutions across Asia and Europe.

Vishal has over 17 years of deep expertise in the affluent banking and wealth and asset management industry.