India

India deposits grow 9.75% as credit demand accelerates

Non food-industry borrowing reached $21b, reflecting stronger corporate financing needs.

Citi and DEG provides $76m loan to Shriram Finance for underserved lending

It will be used for MSMEs, EVs, food security, and women lending.

India amends ECB loan rules

It expanded the list of recognised lenders and simplified requirements for eligibility.

India bank credit hits $2.4t amidst fintech boom

Formal banking reach expanded to 569.3 million Jan Dhan accounts by early November 2025.

India’s Bank of Baroda to log 1% to 1.2% ROAA over next two years

Loan portfolio is strong, but its international business could temper its net interest margin.

Kotak Life and Utkarsh Small Finance Bank ink life insurance partnership

Utkarsh SFBL offers Kotak Life’s insurance products to its 5.14 million customers.

NPCI’s FiMI AI model to handle UPI disputes

It uses an agentic AI framework for multi-step reasoning tasks.

APAC fintech deals drop to $9.3b in 2025 as private equity hits record low

Venture capital investment for fintechs in the region also fell to its lowest in a decade.

How India’s 53% credit-to-GDP ratio exposes a lending gap

Formal borrowing is expanding but still trails the scale of domestic economic activity.

SBI hits record net profit of $2.32b in Q3 FY2026

Operating profit rose almost 40% although NIM fell to 3.12%.

How can Indian lenders balance loan growth and risk?

Reforms could help improve efficiency, especially of state banks.

Indian bank credit jumps 14.4% in December as gold loans double

Power segment and ports drive infrastructure credit growth.

India's public banks must cut branches to hit 'world-leading' goal: S&P

Indian PSBs are inefficient due to underutilised and low-yielding branches, an analyst said.

Indian public bank deposit share slumps to 56% as private rivals surge

Household savings held by private lenders climbed from 30% in 2020 to 35% by 2025.