India
Indian banks’ deposits and loans log double digit growth on sustained demand
Indian banks’ deposits and loans log double digit growth on sustained demand
Banks continued to see demand for auto loans and MSME loans.
NPCI’s FiMI AI model to handle UPI disputes
It uses an agentic AI framework for multi-step reasoning tasks.
APAC fintech deals drop to $9.3b in 2025 as private equity hits record low
Venture capital investment for fintechs in the region also fell to its lowest in a decade.
How India’s 53% credit-to-GDP ratio exposes a lending gap
Formal borrowing is expanding but still trails the scale of domestic economic activity.
SBI hits record net profit of $2.32b in Q3 FY2026
Operating profit rose almost 40% although NIM fell to 3.12%.
How can Indian lenders balance loan growth and risk?
Reforms could help improve efficiency, especially of state banks.
Indian bank credit jumps 14.4% in December as gold loans double
Power segment and ports drive infrastructure credit growth.
India's public banks must cut branches to hit 'world-leading' goal: S&P
Indian PSBs are inefficient due to underutilised and low-yielding branches, an analyst said.
SMBC signs SBI pact to back India sunrise sector project finance
They aim to grow India’s “sunrise sectors”.
Indian public bank deposit share slumps to 56% as private rivals surge
Household savings held by private lenders climbed from 30% in 2020 to 35% by 2025.
Indian banks outclass Western peers with high-return, low-leverage model
The study groups India where lower gearing aligns with higher performance.
Motilal Oswal profit skyrockets 65% on record operating surge
The India financial services company saw asset and private wealth growth.
Indian banking returns hit decade-high as global margins shrink
CareEdge report confirms banking metrics are the strongest in years with multi-year low debt ratios.
India’s ESAF Small Finance Bank modernises onboarding and lending
It expects to optimise IT costs and see lower licensing costs.
SMBC to transform India branches into subsidiary after conditional RBI nod
The Japanese megabank will transform its local presence into a centralised corporate structure.
India's Canara Bank enables UPI payments on ai1Pe app
Canara Bank now has access to the latest UPI functions and updates.
ICICI profit slips as provisions more than double in Q3 2026
The bank had to make a $143m for regulatory compliance related to agri loans.
Commentary
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Why APAC is building home-currency stablecoins
Why Southeast Asian wealth managers must design the business before buying the technology
Why trust in Asian banking increasingly gets built off the record
Hong Kong cleared stablecoins for take-off. Getting them to work across Asia is the hard part
The financing challenge behind Asia’s wealth transfer