Indonesia
BRI’s asset quality deterioration has likely peaked: UOBKH
BRI’s asset quality deterioration has likely peaked: UOBKH
Credit costs are expected to remain elevated at 3.2% and 3% in 2025/26, however.
DANA cuts gambling with real-time detection
The Indonesian fintech is sharpening enforcement as e-gaming surges.
BCA Digital’s banking app tops 3 million users
Third-party funds have reached $793m.
Bank Negara Indonesia banks on wholesale loans for better loan growth in H2
The bank said its wholesale loan quality remains resilient.
Indonesia banks apply tighter lending standards in Q2 2025
Respondents are optimistic regarding credit growth until end-2025.
Chatbot cuts DBS Indonesia’s manual support load
Its app now features chatbot-guided prompts to automate common banking queries.
Indonesia consumer loan growth may slow as banks tighten risk rules
CGS International observed higher rejection rates and mortgage rate increases.
BTN reinvents risk strategy as digital threats escalate
It has cut fraud effort by 80% using AI.
Indonesia accelerates real-time payments
QR code payment volume rose almost 50% year on year.
Banks, insurers rethink app strategy to solve real user problems
OCBC, Astra Life, BTN, and ACA prioritise utility and relevance over super app ambitions.
Tight liquidity and weak credit appetite slows Indonesia’s loan growth
The central bank may cut rates further to support liquidity.
Bangkok Bank, Permata Bank reiterates support for Thai investors entering Indonesia
Bangkok Bank, Permata Bank reiterates support for Thai investors entering Indonesia
Bank Mandiri’s interest margin upper target 'challenging' to attain
Loan growth momentum could pick up in the second half of 2025.
Innovation Under Pressure as Asia’s Financial Leaders Rewrite Banking and Insurance
AI, blockchain, and digital ecosystems drive industry reinvention in Jakarta.
Bank Negara Indonesia to see continued NIM pressure in Q2
Loan growth should accelerate in H2 2025.
Bank Central Asia prioritises margin stabilisation over aggressive loan growth
Its LDR and cost-to-income ratio are the lowest amongst its peers, UOBKH said.
Commentary
Banks need to rethink identity governance for AI agents
From stablecoins to sovereignty: The rise of trust-based digital dollar systems
Indonesia’s banks need faster fraud decisions as digital payments grow
China’s leasing giants are growing up — and Asia’s banks can’t look away
Adapting to change with confidence
Asia plays part in $129t global credit market pool