Indonesia
Indonesian banks pursue SMEs, emerging affluent in fintech battle
Indonesian banks pursue SMEs, emerging affluent in fintech battle
Financial institutions are bracing for the ‘invisible banking' era.
Why channel reliability trumps promotions in Indonesia's bank loyalty war
Consumers don't want e-channels that are constantly down or lags.
Indonesia finance firms face narrowing window to monetise AI, BCG says
Financial institutions are entering a new AI-driven “intelligence war” focused on products and operations.
BNI's 20.1% loan growth masks weakening private-sector demand
Wholesale segments are lifting up BNI’s loans.
Indonesia banks face tight liquidity through 2026: CreditSights
Higher energy prices will reduce room for fiscal spending, the report said.
Bank Central Asia's margin falls in Q1 as wholesale competition weighs
The bank is implied to be sitting on excess liquidity, said UOB Kay Hian.
Bank Mandiri Q1 profit up 16.6% as Agrinas drives loan growth
The bank is prioritising asset quality and underwriting discipline, leading to slower retail loan growth.
Bank Mandiri says oil shock could lift bad loan ratio to 4%: report
Growth in the commodity segment may cushion its wholesale loan portfolio.
Indonesia card payments to reach $61.3b in 2026
Inclusion and policy support fuel growth.
CIMB Niaga launches two AI agents for bank staff
The agents will assist financial planning staff and service teams.
Indonesia and South Korea link QR payments to bypass foreign exchange
Indonesia received 5.89 million inbound QR transactions in 2025.
Maybank Indonesia shifts to selective lending
The listed bank wants to ensure growth remains disciplined and resilient.
Indonesian banks face limited hit from rising bond yields
Bank Mandiri and BNI may be more "responsive" to yield movements, the report said.
BTN expands beyond mortgages into retail banking
Wealth management is a key part of the shift.
Indonesian banks gain funding relief as deposits rise 16%
SOE banks recorded stronger loan growth compared to their peers.
Bank Central Asia’s net profit rise 5.8% to $287.65m in Jan 2026
Net interest margin fell on lower earning asset yield, noted CGSI.
Indonesia’s Islamic loans to grow 10% but banks capped at 8% market share
Bank Syariah Indonesia (Persero) is likely to remain dominant.
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