Digital banking
Over half of Asia-Pacific SMEs rely on bank transfers
Over half of Asia-Pacific SMEs rely on bank transfers
Instant payments reach 55% usage whilst debit cards account for 52% of spending.
Philippine digital finance use climbs to 62% in 2025
Only 32% of respondents could reach banks despite 79% awareness.
MariBank Philippines transitions to a digital bank license
It commenced operations as a digital bank on 18 July.
APAC banks risk losing clients without digital assets
Institutions that delay infrastructure investment risk surrendering client relationships.
Neobanks serve 1 billion customers but lending gap keeps profit out of reach
Finastra and Moody's say moving from transaction revenue to lending and relationship pricing is what closes the profitability gap.
Green Link posts eightfold income growth on disciplined SME focus and AI investment
Green Link says digital banks fail by mimicking traditional models as agentic AI offers a way to serve SMEs at lower cost.
Neobanking to grow 30.46% CAGR in APAC
Fintech value projected to reach $348.1b by 2031 as online banking platforms expand.
APAC neo banks face trust barrier despite 8% CAGR
Mordor Intelligence sees expansion through 2030 even as rural access gaps slow uptake.
APAC neobanking hits $261b in 2025 as mobile use rises
China and India account for 70% of regional market share.
APAC digital banking market to hit $5.12t by 2033
Market Data Forecast projects a 9.43% CAGR through the next decade.
NAB’s Ubank expands Passkeys feature to online banking
The digital bank now enables fingerprint or facial recognition logins online.
Why digital banks are becoming mobile service providers
A compelling neobank operator uses mobile connectivity as a cross-leveraged product.
MAS, banks move to address PayNow surcharge amid fee concerns
Singapore’s central bank says banks must ensure transparency as it reviews surcharges on PayNow.
Digital banking platform market set to grow to $168.3b by 2032
Growth in internet users and the shift to online banking will drive its expansion.
Krungthai Bank and partners establish virtual lender Clicx Bank
Clicx Bank has a registered capital of THB50m to start.
Vietnam’s two-year fintech sandbox takes shape
The trial, which will take effect on 1 July, is a step in the right direction.
ZA Bank reports HK$548m net revenue and narrows losses by 42%
Net interest income is 86% higher in 2024.
Commentary
Singapore's next payments opportunity
DIFC's reforms open new doors for Asian businesses: Is yours ready?
Why Asia’s private wealth industry requires a new era of governance
APAC has mastered domestic payments. The next challenge is connecting them.
Why fragmented communications are becoming a hidden governance risk for Asia Pacific banks
From automation to agency: Asia’s wealth leaders can reinvent, not just streamline
Singapore aced its FATF evaluation — now comes the hard part