Lending & Credit
Bad loans bog down Indian state banks with $1.4b loss in Q4
Bad loans bog down Indian state banks with $1.4b loss in Q4
The banking sector is saddled with a massive $210b in problematic loans.
Chinese banks' money supply received boost from RRR cut
Net interest margins are poised to widen amidst more loans to deploy.
Limited oil and gas exposure cuts Singapore banks' bad loans in Q1
New NPL formation eased for DBS by 63%, 24% for OCBC, and 1.9% for UOB.
DBS non-performing loan formation hits 4-year low in Q1
New NPLs declined 63% to $195m.
Sluggish approval rates dampen loan growth in Malaysia
Loan approvals on a 3M MA basis fell from 12.6% to 5% in March.
Axis Bank's massive bad loan cleanup signals fresh start
The bank has diversified its loan mix to retail and SMEs to avoid poor asset quality.
Growing property exposure pose risks to Philippine banks
CAGR of real estate loans stand at 22% from 2012-2017 versus overall loan growth at 17%.
Can Indian banks weather the last wave of bad loan resolution?
Profitability is set to suffer but cleaner balance sheets will produce benefits in the long-run.
Hong Kong banks lift time-deposit rates amidst expected rate hikes
Standard Chartered and ICBC raised time-deposit rates to more than 2%.
Housing downturn will not shake Australian banks
Mortgage portfolios will remain intact amidst adequate capital buffers.
China makes headway in denting distressed debt
Foreign investors are rushing into the country to purchase its NPLs.
UOB forms joint venture with credit scorer Pintec
The joint venture will have a capital of up to $10m.
Korea's bad loans shrink as new NPLs stood at $1.59b in Q1
This marks the lowest level since the global financial crisis struck.
Can the VAMC single-handedly halt Vietnam's bad loan woes?
It has already bought $9.4b in NPLs from various banks.
Malaysian banks shrug off debt to buffer against market shocks
A decline in high-risk consumer loans prompted weaker household debt growth in 2017.
Can Vietnam halt the exponential growth of its bad debt?
VAMC was able to resolve 27.9% of NPLs it purchased in 2017.
China banks are the sixth largest creditor group globally
Its cross border financial assets was valued at US$2t in Q3.
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