Retail Banking
AUB’s net income up 12% to $220.12m on commercial loan growth
AUB’s net income up 12% to $220.12m on commercial loan growth
AUB’s net income up 12% to $220.12m on commercial loan growth.
PNB’s net income up 20% to $438.6m in 2025 on more loans and lower costs
It's bad loans ratio declined to 4.7% whilst operating expenses grew slower.
UOB’s net profit falls 23% to $3.69b in 2025 as allowances double
The bank raised provisions by S$1.5b, with higher allowances in Singapore and China.
Singapore banks lead pay as hiring access ranks low
DBS and OCBC were at the bottom 20% for job opportunities to non-degree holders and less experienced workers.
Welcome Bank (Rural Bank) unveil e-signature and e-KYC services in loan apps
It eliminates the need for scheduled video calls or a hybrid application process.
Krungsri, Thai stock exchange push SETCarbon platform for SMEs’ green transition
The platform is now used by 380 organisation, with 85% being listed companies.
National Australia Bank’s net profit up 11% to $1.56b in Q1 FY2026
Revenue rose 6% on higher markets & treasury income.
Philippine rural banks face merger pressure with tighter capital rules
Many lenders in the countryside have little capital buffer.
Banks to pursue smaller and more strategic M&As in 2026: McKinsey
Smaller banks are prone to getting acquired as they struggle with funding and tech costs.
Metrobank’s net income hit $856.71m in 2025 trade and loan growth
Net interest income rose 9.2% during the year.
Financial services M&A deal value rise 40% on improved bank profitability
Postal Savings Bank of China’s $18.1b deal with China Mobile is the year’s top deal.
SMFG’s CET1 ratio climb to 12.75% on higher capital
The Japanese megabank earlier reported a profit of $8.99b for the 9M period.
Japan Post Bank profit surges 22.4% to $2.46b in Q3 FY2026/3
Dividend is forecasted to be JPY70 for FY2026/3.
NPCI’s FiMI AI model to handle UPI disputes
It uses an agentic AI framework for multi-step reasoning tasks.
CIMB tests tokenised sukuk under Malaysia’s digital asset hub
It will evaluate bank-grade tokenisation across issuance, payment, and settlement.
Maybank pilots tokenised ringgit for cross-border payments
The bank aims to pioneer a range of tokenised assets, from Islamic finance to wealth products.
NAB underlying net profit jumps 12% to $3.1b in Q1
This was driven by the strong performance of its customer facing divisions.
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
Why Asia's banks are rebuilding their credit infrastructure in 2026