Retail Banking

PNB’s net income up 20% to $438.6m in 2025 on more loans and lower costs

It's bad loans ratio declined to 4.7% whilst operating expenses grew slower.

UOB’s net profit falls 23% to $3.69b in 2025 as allowances double

The bank raised provisions by S$1.5b, with higher allowances in Singapore and China.

Singapore banks lead pay as hiring access ranks low

DBS and OCBC were at the bottom 20% for job opportunities to non-degree holders and less experienced workers.

Welcome Bank (Rural Bank) unveil e-signature and e-KYC services in loan apps

It eliminates the need for scheduled video calls or a hybrid application process.

Krungsri, Thai stock exchange push SETCarbon platform for SMEs’ green transition

The platform is now used by 380 organisation, with 85% being listed companies.

Philippine rural banks face merger pressure with tighter capital rules

Many lenders in the countryside have little capital buffer.

Banks to pursue smaller and more strategic M&As in 2026: McKinsey

Smaller banks are prone to getting acquired as they struggle with funding and tech costs.

Financial services M&A deal value rise 40% on improved bank profitability

Postal Savings Bank of China’s $18.1b deal with China Mobile is the year’s top deal.

SMFG’s CET1 ratio climb to 12.75% on higher capital

The Japanese megabank earlier reported a profit of $8.99b for the 9M period.

Japan Post Bank profit surges 22.4% to $2.46b in Q3 FY2026/3

Dividend is forecasted to be JPY70 for FY2026/3.

NPCI’s FiMI AI model to handle UPI disputes

It uses an agentic AI framework for multi-step reasoning tasks.

CIMB tests tokenised sukuk under Malaysia’s digital asset hub

It will evaluate bank-grade tokenisation across issuance, payment, and settlement.

Maybank pilots tokenised ringgit for cross-border payments

The bank aims to pioneer a range of tokenised assets, from Islamic finance to wealth products.

NAB underlying net profit jumps 12% to $3.1b in Q1

This was driven by the strong performance of its customer facing divisions.