Retail Banking
South Korea commits to overhaul its mutual savings banks
South Korea commits to overhaul its mutual savings banks
It will expand functions, tighten governance, and set up a company for NPL management.
MUFG Bank invests in Satellite Data Services
SDS will begin to commercialise its data services.
India’s Bank of Baroda to log 1% to 1.2% ROAA over next two years
Loan portfolio is strong, but its international business could temper its net interest margin.
Public Bank’s Q4 profit up 2% QoQ as NIM begins recovery
Recovery is expected to gain traction in Q1 2026, said UOB Kay Hian.
Citi invests in Japan’s Sakana AI
Citi says the investment will help Sakana AI in its international expansion.
MUFG and JICT to jointly promote autonomous driving deployment
The two companies have invested in US-based May Mobility.
Westpac rolls out Book a Banker tool for home loan appointments
It will be expanded to St.George, BankSA, and Bank of Melbourne in the coming months.
CIMB ties up with Ant Int’l to push digital treasury and liquidity framework
They will use Ant’s blockchain-based treasury management solution.
Citi names Thai Nguyet Minh as markets head and country treasury for Vietnam
She joins from Maybank, where she was the Vietnam head of global markets.
Bank Central Asia’s net profit rise 5.8% to $287.65m in Jan 2026
Net interest margin fell on lower earning asset yield, noted CGSI.
OCBC’s net profit dip 2% to $5.87b on higher tax expenses
OCBC’s net profit dip 2% to $5.87b on higher tax expenses
RCBC’s net income up 11% to $183.71m in 2025 on loan and card growth
Credit card receivables rose due to the “successful acquisition of affluent customers.”
AUB’s net income up 12% to $220.12m on commercial loan growth
AUB’s net income up 12% to $220.12m on commercial loan growth.
PNB’s net income up 20% to $438.6m in 2025 on more loans and lower costs
It's bad loans ratio declined to 4.7% whilst operating expenses grew slower.
UOB’s net profit falls 23% to $3.69b in 2025 as allowances double
The bank raised provisions by S$1.5b, with higher allowances in Singapore and China.
Singapore banks lead pay as hiring access ranks low
DBS and OCBC were at the bottom 20% for job opportunities to non-degree holders and less experienced workers.
Welcome Bank (Rural Bank) unveil e-signature and e-KYC services in loan apps
It eliminates the need for scheduled video calls or a hybrid application process.
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
Why Asia's banks are rebuilding their credit infrastructure in 2026