Retail Banking

BNI braces for NIM compression in 2026 on tighter H1 liquidity

NIM is estimated to fall between 3.5% to 3.8%, lower than Q4 2025’s 3.9%.

Indonesia loan demand stagnates as MSME and consumption slumps

Underlying demand for loans remains uneven although liquidity will be abundant, analyst said.

MUFG’s profit up 3.7% to $11.5b in 9M 2025 as operating profit nearly triples

Net operating profit and net income have reached over 80% of full-year targets.

MUFG launches Artemis Ventures with $318.9m equity fund target

It will invest in mid-to-late stage startups, primarily those based in Japan.

Citi hires Kriss Pachauri to lead ANZ global asset manager coverage

Citi says it has a “strong pipeline” in the financial sponsors segment.

India's public banks must cut branches to hit 'world-leading' goal: S&P

Indian PSBs are inefficient due to underutilised and low-yielding branches, an analyst said.

Mizuho hits 90% of profit target in 9 months as net income tops $6.4b

Its expanded share buyback shows confidence in its capital base.

Malaysian bank loan growth to stabilise at 4.5% to 5.5% in 2026

The 2025 slowdown to 4.8% seen as normalisation after 2024’s 5.5% expansion.

Techcombank net profit climbs 17.5% to $973.36m in FY2025

Q4 net profit nearly doubled on higher interest income and fee income.

Close gov’t supervision driving Evergrowing Bank risk upgrades

S&P flags legacy loan strain despite Shandong oversight push.

Payroll drives rural Indonesia banking uptake as digital banks fail to sway users

Digital banks are known but users said there is no difference in app experience.

MUFG launches the Slim Course pension plan in iDeCo system

It offers zero management fees and aims for the industry’s lowest operating costs.

Vietnam banks face whiplash as fast lending fuels asset price risks

Credit growth target is 15% in 2026, but banks can be hurt if prices correct.

Indian public bank deposit share slumps to 56% as private rivals surge

Household savings held by private lenders climbed from 30% in 2020 to 35% by 2025.

SMFG profit up 22.8% to $8.99b in 9M on higher income

It forecasts an annual cash dividend of JPY157 for the fiscal year.