South Korea Financial Firms

The four biggest banks’ NIMs climbed to levels higher than pre-COVID.

One in four experts warned of possible shocks.

Newly-launched Toss Bank extended the most loans.

But increased competition in lending may give rise to risks in the long-term.

The country’s top regulator shared plans to enact a new law on the matter.

The delinquency ratio has been on the decline since May 2018.

There is an increased demand for loans for home purchases and 'jeonse.’