Embedded finance platform Credilinq closes $8.5m Series A funding round

It plans to expand to the US, and eventually the UK and Australia.

CrediLinq, a Singapore-headquartered AI embedded finance platform has closed a US$8.5m series A funding round.

OM/VC and MS&AD Ventures led the round, with Citi North America and Rustem Family office as new investors.

Other returning investors include 1982 Ventures, 500 Global, Epic Angels, and Big Sky Capital.

CrediLinq plans to use the funding to “immediately accelerate geographic expansion.” It listed the US, and eventually the UK and Australia, as its target markets for the expansion.

The company said that it plans to partner with larger digital platforms in these markets as it seeks user growth.

CrediLinq will also likely expand its leadership roster. “CrediLinq will strengthen its leadership bench in sales, marketing, product and tech to support expansion in the target markets,” it said in a press release.

It also plans to use part of the funding to enhance the company’s tech stack— improving its AI-led credit algorithms that use the SME’s real-time digital footprint including platform data, unstructured data, bureau information; to reduce non-performing loans (NPLs), improve ‘Default On’ collections, and build agentic workflows to drive efficiency.