In Focus

Indian banks gain $127b in foreign deposits but margin squeeze looms

Indian banks gain $127b in foreign deposits but margin squeeze looms

The scheme could attract new business, said S&P Global Ratings.

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China's weakest regional banks face exits as top lenders shine

Hundreds of village-town banks have been consolidated or deregistered, says S&P.

In Focus

Indonesia payments growth slows to 12.6% through 2032

Digital transaction volume is projected to reach 147b by 2032 from 49.7b in 2025.

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Hong Kong banks face more property losses as values fall

Property development and investment loans have fallen 15% since end-2022.

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China regional banks split on loan quality as property exits accelerate

One third of regional banks have creditworthiness in line with sector averages.

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Taiwan card spending jumps 88% as credit balances rise

June retail sales hit $24.82b whilst overdue credit improved to 0.16%

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Indonesia's finance firms face rising borrowing costs in 2027

Strong new car and EV sales will help support industry growth.

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Chinese banks' profitability to stabilise as margin pressure eases

Stable policy rates and less intense funding will alleviate pressure, said S&P Global Ratings.

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Filipino borrowers abandon credit plans as costs bite

60% considered financing but did not proceed up from 57% a year earlier.

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Chinese banks more resilient as $110b injection and reforms take hold

Reforms and consolidation will strengthen its rural banking sector, S&P said.

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APAC consumers trade transfer speed for fraud safety as deepfake fears rise

Singaporeans, Japanese, and Australian consumers are okay with a 24-hour transfer delay.

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Hong Kongers still value credit but fewer say it is very important

The younger generation continues to rely on credit for financial mobility, TransUnion said.

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Indonesian banks face margin pressure and profitability squeeze

They should be able to maintain healthy capitalisation, said S&P.

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China's tech advances and reserves to shield fincos from risks

But not every finco will benefit from positive industry developments.

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Over half of Asia-Pacific SMEs rely on bank transfers

Instant payments reach 55% usage whilst debit cards account for 52% of spending.

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BSP sees lower transfer fees boosting digital payments, deposits

Some banks reported digital transactions rising by as much as 50%.

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Japan's positive rates lift bank earnings

The benefits will outweigh higher bond valuation losses and deposit costs, Fitch said.

In Focus