In Focus
Banks leverage AI to streamline research and financial analysis
Banks leverage AI to streamline research and financial analysis
AI is being adopted in use cases outside CRM and as a research assistant.
Tencent’s TenPay Global opens WeChat mini programs to overseas wallets
Visitors from other countries may now use their homegrown wallets inside Mainland China.
Here are five ways banks can use agentic AI
Agentic AI helped free up 10% more time for client interactions, McKinsey reported.
Vietnam's banks to issue more bonds as loan growth accelerates
Loan growth will rise faster than deposits, leading to tight funding positions for the lenders.
APAC EM banks face rising bad loans in 2026
Risks are potentially highest in China, Thailand, the Philippines, Mongolia, and India.
Taiwanese banks’ profitability to weaken in 2026 as loans and wealth sales slow
Wealth management sales may moderate.
MAS cracks down on influencers promoting financial products
Seemingly educational content or advice can cross into regulated territory.
Thai banks brace for weaker 2026 earnings as rate cuts hit margins
Loan growth may pick-up but likely to stay in single digits, says Fitch.
Banks struggle to keep pace as fintechs scale agentic AI
Most incumbent initiatives are defined by narrower applications.
Singapore’s fintechs see mismatch between talent and hiring demand
Startups and scale-ups are the biggest employers whilst talent comes from MNCs.
Indian banks’ profits to soften in 2026 despite improved credit costs
Authorities' measures to boost consumption and investment will sustain revenues.
APAC DM banks take on more risk as margins shrink
Aussie banks are growing their SME exposure whilst other banks are expanding overseas.
CIMB's new card gives 114-day interest-free drawdowns to small businesses
It offers 114 days interest-free period for working capital loans.
What do corporate treasuries need from banks today?
The majority want a simple, real-time dashboard but may not have the budget or skills.
Hong Kong’s banks pressured by real estate stress and lower margins in 2026
Many banks have begun cutting property exposure.
APAC developing markets slated to see lower margins in 2026
Except for Japanese banks, which could see NIMs rise faster if monetary tightening is more aggressive than expected.
Mortgage competition between Aussie homeowners and investors heats up
First-time homeowners increasingly need to take on more debt to afford a house.
Commentary
The future of Asian banking isn’t ‘AI-first’ – it’s ‘fearless-first’
Why APAC banks must rethink their approach to the cost reduction challenge