In Focus
OCBC and UOB to reverse year-long NIM slide in Q4
OCBC and UOB to reverse year-long NIM slide in Q4
DBS Group Research forecasta a quarter-on-quarter margin improvement for two of the big three.
Greater Bay Area loan access index sinks to 48.7 as recovery reverses
Quarterly business confidence data shows lending conditions falling back into contractionary territory.
Banks bet on 2026 growth as India challenges China for capital
China and India are the markets to watch out for.
Banks risk wealth advisor exits without tech upgrades: Cerulli
Just 8% of wealth advisors in the Americas are not yet using wealth tools.
APAC BaaS market to reach $5.3b as embedded finance surges 148%
Regional revenue is set to climb from $4.44b in 2025 to over $12b by 2031.
APAC to capture $4t private credit boom as loan returns shrink
Australia, Japan, and India are emerging as key private credit growth markets.
Indian banks outclass Western peers with high-return, low-leverage model
The study groups India where lower gearing aligns with higher performance.
Indian banking returns hit decade-high as global margins shrink
CareEdge report confirms banking metrics are the strongest in years with multi-year low debt ratios.
China bank asset quality risks surge on state lending
Relending rates fell by 25 bps to relieve funding pressure on micro and small enterprises.
APAC digital banking market to hit $5.12t by 2033
Market Data Forecast projects a 9.43% CAGR through the next decade.
Singapore bank wealth fees surge 44% to defy NIM squeeze
Overall fee income is expected to expand at a double-digit rate of 31% this quarter.
Philippine payments market to hit $29.17b by 2033
The report places 2025 value at $16.72b and tracks a climb from 2024 baseline levels.
Mastercard pushes tokenisation as payments go passive
Transactions fade into the background when there’s trust.
Chinese banks defy Vanke contagion as S&P forecasts 4% growth
Weak-loan ratios are currently performing better than the agency had previously anticipated.
Crédit Agricole unifies CIB and wealth arms in 43,400 sqft hub
An internal staircase now connects the corporate and wealth management teams across two levels.
Indonesia loan growth cooled in 2025 as 12% target looks tough: UOBKH
The central bank successfully addressed funding constraints, but borrowers remain cautious.
XTransfer targets $20t market with Alipay-style instant transfers
Buyers and sellers can complete transfers 24/7 in as fast as 15 minutes.
Commentary
Asia’s banks hold the mandate to innovate. Now they must earn it.
Why Asia's banks are rebuilding their credit infrastructure in 2026
Banks retreat, private credit advances: Asia Pacific’s quiet lending revolution
Human Sparsity Blockchain: A citizen-validated ledger for digital finance supervision
Will stablecoins disrupt the banking business?