In Focus

Aussie mutual banks walk AI and personalisation tightrope

They remain at an early stage of adopting AI due to their business models.

South Korea digital wallets to bag 46% market share by 2030

But credit card spending is about 10 times higher than debit spending online.

Indonesian bank funding splits as gov't liquidity masks pressures

SOE banks are relying more on government money than deposit growth.

APAC banks’ average returns outpaced by European peers

Japanese banks’ outlook for 2026 remains improving, said Fitch Ratings.

Banks curb expansion into capital-heavy businesses

Retail banking participation fell to 9% in this year’s survey.

AI raises bank fraud risks as Australia faces control gaps

AUSTRAC has found potentially hundreds of millions of dollars in fraudulent loans.

Banking delays fuel late payments for 25% of Indonesian firms

Nine in 10 companies surveyed received overdue bills from customers.

Bank loans lose share in China's social financing

Direct financing gained momentum but has yet to offset weaker credit expansion.

South Korea bank loyalty market to hit $2.6b by 2035

The consumer segment already holds the biggest slice of program revenue.

Robot takes over safe deposit access at Shanghai Commercial Bank

It serves more than 1,600 boxes at Kennedy Town branch.

Singapore banks beat net profit estimates and outperform in returns

Non-interest income did the heavy lifting whilst wealth remains a swing factor, says RHB.

Singapore banks trail 44% global scam reimbursement rate

Twelve per cent assess compensation individually rather than automatically.

The Philippines hits digital payments target

A total of 3.94 billion digital transactions were recorded in 2025.

Consumer lending and bad loan risks mount in Mongolia's banks

CreditSights is encouraged by increasing regulatory efforts to address interconnectedness of companies.

Instant payments hit $22t but just 1% of global flows

The US lags as India processes 19 billion monthly.