In Focus

Indian consumers trust AI to compare and apply for loans

About 85% said they would feel more comfortable using an LLM provided to a financial provider they already trust.

Financial firms rank data quality as top AI compliance risk

Generative technology attracted interest from 77% of respondents.

Five HK banks post higher fees but credit costs still elevated

Credit costs remained elevated due to provisions whilst loan growth improved.

Philippine alternative lending market value to hit $2.34b in 2029

The market reported a CAGR of 14.1% between 2020 to 2025.

Indonesian bank loans accelerate in July but set to ease in Q4

Tighter liquidity conditions and a high base effect from Agrinas should temper growth.

Singapore loan growth hits fastest pace since 2014 as credit cycle matures

Corporate loans grew 13.4% whilst consumer loans grew 10.4%.

Indonesia payments market to hit $127b in 2026 on e-money surge

Accelerating QR payments adoption is in part driving growth, said Mordor Intelligence.

Philippine banks resilient even if bad loans double: S&P

Two midsize banks could make a pretax loss in a severe stress scenario.

India card payments set to rise on banking expansion and UPI integration

The PMJDY and JAM initiatives are expanding access to formal banking, said GlobalData.

Stablecoin payment growth slows to 23% in 2026

Early data shows business-to-consumer transfers expanding fastest at 28%.

Banks narrow global ambitions as competition intensifies

Only four of the world's top 20 banks were global universals in 2025.

Thai finance firms seen missing loan targets on quality focus

Finance companies are adopting a cautious tone on their lending policies, said UOBKH.

Asian banks risk weaker lending as rate hikes bite

Pressure could persist into 2027 because monetary policy changes take time to affect financing.

How can banks defend against AI-driven fraud?

Almost half of Asia-Pacific banks lose more than $10m to fraud yearly.

Singaporeans lead in digital wallet adoption but AI commerce trust lags

Mobile wallets are now the preferred way to pay when travelling.

Philippine digital finance use climbs to 62% in 2025

Only 32% of respondents could reach banks despite 79% awareness.