Stablecoins set to go invisible amidst gig and B2B payments shift: Visa

It can reduce complexity in cross-border B2B payments and make payouts near-instant.

Stablecoins are expected to increasingly become invisible to the public, shifting from standalone wallets to be embedded in everyday payments, according to Visa.

The payment giant sees stablecoins changing business payouts and international payments, it said in a blog post in July 2026.

Workers in the creator and gig economy may see near instant payouts thanks to stablecoins.

“Over the next two to three years, global payouts are likely to be one of the most scaled and normalized stablecoin use cases – often without users consciously thinking about the payment rails underneath,” Visa wrote.

Cross-border business to business (B2B) payments is another use case, with stablecoins likely to bypass the current set-up of high fees, opaque foreign exchange spreads, and idle capital.

“The overall outcome is reduced complexity. Faster settlement is important, but fewer handoffs, fewer reconciliation breaks, and more predictable cash flows matter just as much,” Visa said.

In an interview with Asian Banking & Finance, Visa's Nischint Sanghavi said that stablecoins are most effective when they reduce friction in payments.

Sanghavi, who is head of digital currencies for the Visa Asia-Pacific, said that "every institution that moves money will need a stablecoin strategy."

Visa sees $7b annualised run rate in its settlement network.