Singapore banks embrace tokenised assets as 68% of investors buy in

But 12% are still considering owning digital versions of real-world investments.

Most investors surveyed in Singapore, the majority of them from banks or investment banks, are already investing in tokenised real-world assets — with diversification cited as the main reason.

According to the Sygnum Singapore Tokenization Report 2026, 68% of respondents already hold tokenised real-world assets, whilst a further 12% are considering an allocation. One in five respondents said they were not planning to invest in the asset class.

Diversification was the most commonly cited reason for investing, selected by 72% of respondents. 

Access to new markets was cited by 58% and yield by 57%. Amongst high-net-worth individuals, yield was more important, whilst professional investors placed greater emphasis on access to new opportunities and cost efficiency.

Tokenised equities were the most preferred asset type, chosen by 66% of respondents, followed by tokenised treasuries at 44%.

Professional investors showed a stronger preference for tokenised private equity, whilst high-net-worth investors leaned more towards private credit.

The survey also found that 80% of planned allocations would involve fresh capital rather than simply moving money from existing investments. 

Only 18% said they would fund allocations entirely through reallocation, whilst 36% expected to use a combination of fresh capital and existing funds.

Investors also expect tokenisation to take a larger share of capital markets. About 48% of respondents expect between 15% and 30% of capital markets to move on-chain within the next three to five years.

Knowledge of tokenisation was closely linked to investment appetite. Some 75% of respondents rated their knowledge as high or very high. Amongst professional investors, the figure was 77%, compared with 72% for high-net-worth individuals. 

The report found that 76% of investors with high knowledge levels intended to allocate at least 5% of their portfolios to tokenised real-world assets.

Crypto ownership was also widespread amongst those surveyed, with 83% holding assets such as Bitcoin, Ethereum or Solana.

The respondent base was almost evenly divided between high-net-worth individuals, at 51%, and professional investors, at 49%.

Singapore-based investors made up 76% of the sample, whilst 22% were based in Hong Kong and 2% in South Korea.