S&P Global Ratings
S&P Global Ratings is an American credit rating agency. It is considered the largest of the Big Three credit-rating agencies, which also include Moody's Investors Service and Fitch Ratings. It publishes financial research and analysis on stocks, bonds, and commodities.
China regional banks hold 26.4% of system assets as consolidation deepens
China regional banks hold 26.4% of system assets as consolidation deepens
Mega banks controlled 43.9% of system assets at end-2025.
Chinese banks risk sharper lending yield swings: S&P
Commercial lenders may need tighter internal models to contain interest rate exposure.
Singapore banks test way to free up lending capacity
Most Southeast Asian lenders have little need to follow, says S&P Global.
Middle East conflict threatens APAC banks with $180b losses
S&P says 92% of regional lenders still hold stable outlooks despite growing uncertainty.
How are banks strengthening buffers against oil price shocks?
China-based banks will likely bear the largest impact.
Will AI define banking’s winners and losers?
The next five years will determine the industry’s AI adoption journey.
Banks’ AI adoption to shape cost and revenue advantage
An AI-gap may emerge amongst global banks depending on their adoption journeys, says S&P.
Why Indian banks are seen to absorb loan losses
S&P also said earnings are likely to moderate but remain above long-term averages.
Australian mutual banks may offset costs through process automation
It could help banks sustain their historical loan growth of about 6%.
Global banks’ credit losses expected to rise by 7% in 2025
About 80% of global banking groups have stable rating outlooks.
Hangzhou Finance and Investment cuts property asset dependence
S&P also forecasts HFIG’s debt-to-adjusted total equity (ATE) ratio to improve.
Bank Australia eyes growth with AUB buy
Currently, AUL is expected to continue supporting AUB until the transfer is complete.
Techcombank to sustain strong loan growth
It is also expected to maintain a risk-adjusted capital (RAC) ratio of 5.0 to 5.5%.
Australian banks' credit risk rises amidst high debt, economic uncertainty
National Australia Bank reported an 8.1% decline in cash earnings.
APAC lenders turn picky amidst trade disputes
China, Australia, New Zealand, and South Korea may be most impacted.
APAC banks face potential impact from falling property prices
China’s declining property sales and home prices signal weakened confidence.
Crackdown may slow Vietnam banking processes: S&P
Vietnamese bank’s failure reveals corruption, fraud and violations in sector.
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